Life insurance - Designed to protect your family financially in the event of your untimely death, disability, or serious illness. When an insurance incident occurs, the beneficiary designated by you receives the determined insurance amount. 

What does it include?

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• Payment to the family in case of death
• Loss of ability to work
• Permanent or temporary disability
• Savings (funds for the future) in some packages

Who is it for?

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• Those thinking about their family's financial security
• Those with loan and mortgage obligations
• Those making long-term plans

Important note:

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• Medical insurance - covers your treatment expenses 
• Life insurance - pays capital (financial funds) to your family in case of death or disability 

Life insurance - is particularly recommended for family heads, loan debtors, businessmen, and parents. Savings-component life insurance can act as both protection and a long-term deposit—ideal for pension preparation or education funds. You can obtain packages fully online in just 3 minutes. 

"Mega Life" and "Insure.az" - have launched the "Express Life" product, which is fully online. It provides coverage for accidents and occupational diseases. This product ensures your loved ones are not financially devastated in case of death. Main advantages:

• No survey forms or medical exams needed.
• Contracting takes 3 minutes and is fully online.
• Only ID card info is required.
• Coverage is 24/7 and valid worldwide.
• Choose from 3 packages (Express, Express+, Express++) and 8 limits (1,000 AZN to 25,000 AZN).

What is an accident? - Sudden, unexpected events causing health damage, loss of work ability, or death due to external factors. Examples: car accidents, falling objects, fire, explosion, electric shock, drowning, animal attacks, poisoning, etc. Occupational disease refers to chronic or acute illnesses due to harmful production factors. Insuring yourself against these is essential.

Obligations: The insurer pays the agreed amount to the beneficiary upon an incident in exchange for the premium. Coverage usually starts at midnight on the day the contract is signed (after initial payment) and ends at midnight on the last day of the term.