Compulsory auto insurance - Mandatory auto insurance is a type of insurance provided for by law for vehicle owners. This insurance ensures the payment of damages caused to the lives, health, and property of third parties during a traffic accident.

 What does it cover?

• Damage to the third party's (other side's) vehicle
• Damage to the third party's (other side's) property
• Damage to human health

What does it NOT cover?

• Damage to your own vehicle
• Your own personal injuries

Who is it mandatory for?

• For everyone driving a vehicle in Azerbaijan

Important note:

• Casco - protects your own vehicle 
• Mandatory auto insurance - protects the other party's vehicle as a result of your fault

Mandatory auto insurance - In its absence, you will be fined according to the law (Code of Administrative Offenses): fifty manats for individuals, one hundred manats for officials, and three hundred manats for legal entities. However, this is an opportunity created by the state for you to be more comfortable in unpleasant situations you may encounter. Online Auto Insurance and Mandatory Insurance - Auto Insurance is offered by insurance companies in several formats. According to official rules, any vehicle is required to have Mandatory Auto Insurance. 

Mandatory auto insurance - This is a type of insurance required by law that provides for the payment of insurance compensation when damage is caused to third parties as a result of a traffic accident. Mandatory Auto Insurance provides a guarantee of up to 5,000 AZN for the damage you cause to the other party during an accident. To check the mandatory insurance of motor vehicles, during an accident, you invite an insurance specialist and the traffic police to the scene and document the incident in the appropriate format. Afterward, your insurance company determines the scale of the damage and pays for the repair of your motor vehicle or has it repaired at an appropriate auto service and delivered to you. 

Compulsory Insurance Bureau / Insure.az - Like the Compulsory Insurance Bureau, insure.az allows you to carry out mandatory insurance services in a very easy, online form in just 1 minute. The Compulsory Insurance Bureau, as its main duty, answers all requests related to mandatory insurance in a timely and clear manner, solving problems quickly. The Bureau presents you with services from many insurance companies; you can easily use the type of service that suits you. Now, applying is very easy and possible in a short time. Checking the mandatory insurance of motor vehicles has now become one of the most important tasks of insurance bureaus. Over time, this service began to be offered online as well. 

Compulsory Insurance Bureau (ISB) and the Bonus-Malus System - As you know, the Compulsory Insurance Bureau monitors mandatory insurance payments and the bonus-malus system used in calculating these payments. Within this system, the ISB calculates a bonus for the driver for every accident-free insurance year. As a result, it officially rewards you. In the opposite case, a "malus" is calculated and applied as a penalty. ISB.az thereby calls on drivers to be more responsible and follow the rules.

Checking Auto Insurance Online - You can also benefit from our service for checking auto insurance. The service for checking the mandatory insurance of motor vehicles is presented to you with favorable and suitable terms. After getting insured, you can view and monitor even the smallest details from your online insurance profile. Any changes will be reflected there. You can use the auto insurance check feature by entering information such as ID card details or the vehicle registration number. You can carry out the operation easily by entering the website. You can also easily perform auto insurance tasks via mobile phones. 

Secure Your Future with Mandatory Auto Insurance - All laws regarding the mandatory insurance of vehicles are mentioned in Chapter 4 of the Law of the Republic of Azerbaijan "On Mandatory Insurances." Insuring vehicles is extremely important because accidents can occur frequently due to traffic density in the country. For this reason, car owners suffer financial damage by paying large sums. Thanks to mandatory insurance, you can receive compensation and be freed from paying for the damage to your vehicle. Also, if you forget your insurance payments, you have the opportunity to check them by entering our website. As the name suggests, insurance for all property important to you is one of the main guarantees you can make for your future. Therefore, we recommend not to forget to insure your car and to apply to reliable insurance companies like Insure.az.

Online Mandatory Insurance Saves Time - Buying mandatory insurance online saves you extra time. If you are bothered by various insurance agents calling and disturbing you, you can buy online mandatory auto insurance with insure.az. For this, you will simply need your personal information—ID card, driver's license, and registration certificate (texpassport). Then, by choosing the insurance company, you will be able to pay the amount intended for your mandatory auto insurance contract. As soon as you make the insurance payment, your vehicle will be insured, and you can drive it with peace of mind. 

Advantages of Buying Online Mandatory Auto Insurance - Regarding the advantages, we can say that fines are currently issued automatically by cameras installed on the roads. Considering this, you should try your best to obtain your new insurance before your car insurance expires. If the mandatory insurance has expired, you should not drive the vehicle without renewing the insurance. Currently, the insure.az online insurance platform exists so that you can renew your mandatory insurance whenever needed. Through the insure.az website, you will be able to obtain mandatory auto insurance for your car in 1 minute and continue your journey comfortably.

What is the Compulsory Insurance Bureau (ISB)? - It was established and operates as a union of legal entities in accordance with the Civil Code of the Republic of Azerbaijan, taking into account the requirements of the Law on Mandatory Insurances. The Compulsory Insurance Bureau was created to ensure the protection of the insured, the victims, and those who suffer damage, and to ensure the stability and development of the mandatory insurance system. You can also apply directly to the ISB for any concerns you may have. The Bureau will record your request, investigate it, and assist you legally. 

What does ISB.az do? - Insurance companies together laid the foundation and formed ISB.az. This means that the ISB has a supervisory position as a state body and also has the powers of a private entity protecting the common interests of the companies.

What does Mandatory Insurance gain you? - The purchase of mandatory insurance has now become fully online. With this, you obtain a guarantee for your motor vehicle of up to 5,000 AZN. If any accident occurs, mandatory insurance will cover up to 5,000 manats of the damage you cause to the other party. Thus, with mandatory insurance, you obtain a large guarantee by paying a very small amount. 

Why is a Mandatory Insurance Calculator needed? - The Mandatory Insurance Calculator is a new function used to check mandatory insurance online. The calculation tool is a very simple and easy-to-use instrument. You can easily make your calculations related to mandatory insurance through this calculator.